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The insurance model
The endgame, whole: grant, mandate, policy, the check, the two modes, the money, risks and acceptance, with real screenshots of the running simulation.
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What this deck is doing
| The problem it starts from | The pool is shared and mispriced |
| What it answers | Premium, experience rating, repricing, the captive |
| Vocabulary it introduces | the draw · the acceptor · the premium |
| Who it is for | design partners and builders — and anybody who has reached the pool and the price on their own |
| Roughly | 25 minutes |
| Where it deliberately stops | nothing. This is the deep one and it should stay as deep as it is — it should be reached, not simplified |
It ends on the question it does not answer — “What would have to be true to run one policy, on one agent, for one week?”.
Notes on this deck
Nothing has been written here yet. This section is the reason each deck has a page of its own: room for what the slides cannot carry — where the argument came from, what changed since, what an audience pushed back on, and any recording that narrates it.
On video
The author recorded a series on this vault. No short has been mapped to this deck yet; until one is, the seven shorts are the narrated material.